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Buying group health insurance

Group health insurance companies will require that you, as the employer, contribute a minimum of 25 percent of the premiums.

Many group health insurance companies require that at least 60 percent of eligible employees participate in the plan.

Before you buy, ask who will process the claims paper work, and who your employees will call with questions.

Decide whether you will want to continue coverage when your employees retire.

Review the policy's deductibles, co-payments, and maximum benefits.
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